In Re: Jones, No. 08-2177

In defendants' Chapter 7 proceedings, district court's judgment that plaintiff-creditor had the right to repossess their vehicle is affirmed where: 1) district court did not err in holding that the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) eliminated the ride-through option; 2) plaintiff had authority to repossess the vehicle pursuant to the contract's ipso facto clause without giving the defendants prior notice of a right to cure the default under state law; and 3) plaintiff was not required to give defendants notice of default and right to cure before repossessing the vehicle as both parties agree that the event that triggered default, the filing of a bankruptcy petition, cannot be cured.      

Read In Re: Jones, No. 08-2177

Appellate Information

Argued: September 23, 2009

Decided: January 11, 2010

Judges

Opinion by Circuit Judge Shedd

Counsel

For Appellant:    Andrew Steven Nason, Pepper & Nason

For Appellee:  Stephen P. Hale, Hale Dewey & Knight, PLLC